Let’s talk about why Commercial Auto Insurance is a must.

If you’re using your car, truck, or van for work, you’re probably racking up more miles, making a ton of stops, and juggling way more distractions than your average morning commute.

And honestly?
Business driving is just riskier.
More time on the road = more chances for something to go wrong.

Business Use = Bigger Risk

Think about it:
📦 Making deliveries
🛠️ Hauling equipment
👷 Employees driving job to job
📱 Answering calls or checking GPS between stops

That’s a lot happening at once. If an accident happens, the damage — and the cost — can stack up fast.

So, What’s Commercial Auto Insurance?

It’s like regular car insurance... but built for business.

Here’s what makes it different (and why you need it):

🔧 Higher coverage limits – Because business claims can get expensive, fast.
🚘 Covers multiple drivers – If your team drives your work vehicle, they’re covered.
📦 Handles business-related claims – Like accidents while delivering, visiting job sites, or running errands for work.

Basically: if something happens while you're working, a personal auto policy might not help — but commercial auto coverage will.

Do You Actually Need It?

If you check any of these boxes, the answer’s probably yes:

✅ Drive for work (not just to work)
✅ Let employees use your vehicle
✅ Own trucks or vans for your business
✅ Make deliveries or transport tools/supplies
✅ Visit job sites or clients regularly

Even if you’re a one-person business, if your car = part of your hustle, you should have the right insurance.

Protect the Work You’ve Worked So Hard For

One bad accident could throw your business off track — but with the right coverage, you’re protected.

At RISE Insurance, we’ll help you find the right Commercial Auto policy without making it confusing or stressful. Just straight-up answers and real help.