RISE Insurance is located in downtown Chattanooga, TN but we help insure people and companies all over the country. We specialize in top notch service and extensive market access to place your business with the best possible carrier at the best possible price.
Trucking & Transport
It takes a lot to keep the US moving
There are 3.5 million truck drivers in the US of which 587,000 are self-employed/owner operators. 351,000 of these owner-operators are classified as long-distance truckers according to the 2025 US Census Bureau.
📦 Insurance for FedEx Service Providers: What You Need & How RISE Insurance Can Help
Operating as a FedEx service provider comes with unique challenges—and significant risk. Whether you're running a single delivery van or managing a fleet, having the right insurance coverage is crucial for protecting your business, vehicles, and employees.
🛡️ Essential Insurance Coverage for FedEx Contractors
Whether you're a FedEx Ground or Home Delivery contractor, most FedEx Independent Service Providers (ISPs) are required to carry the following core policies:
1. Auto Liability Insurance
Protects your company from financial loss if one of your drivers causes an accident.
Required by FedEx: Yes
2. General Liability Insurance
Covers bodily injury or property damage to third parties that occur as a result of your business operations (e.g., someone slipping at your warehouse).
3. Workers' Compensation
Mandatory coverage that pays for employee injuries or illnesses that occur on the job, including medical care and wage replacement.
4. Cargo Insurance
Provides protection for the packages and goods being transported. This is especially important if parcels are lost, stolen, or damaged in transit.
5. Physical Damage Insurance
Covers your delivery vehicles against damage from collisions, theft, vandalism, or natural disasters.
6. Non-Trucking Liability (Bobtail Insurance)
Covers your FedEx-branded vehicles when they’re being driven for non-business purposes, such as commuting or personal errands.
7. Occupational Accident Insurance
Often used in lieu of Workers' Comp for contractors or drivers who are not classified as employees. Offers benefits for accidental injury or death.
💡 How RISE Insurance Can Help FedEx Contractors
At RISE Insurance, we understand that managing an operation with multiple vehicles and delivery routes is no small task. That’s why we go beyond just selling policies—we act as a strategic partner in your protection and compliance.
Here’s how we support FedEx ISPs like you:
✔ Streamlined Coverage Options
We help you bundle all the required FedEx policies—auto, liability, cargo, workers’ comp—into one coordinated package that meets FedEx contract standards.
✔ Customized Plans for Your Fleet
No two FedEx routes or business structures are the same. We tailor insurance plans based on your operation’s size, number of drivers, and daily risk exposure.
✔ Competitive Rates
With access to multiple carriers and delivery-specialized programs, RISE helps you get high-quality coverage at affordable rates—without cutting corners.
✔ Fast COI Turnaround
Need a Certificate of Insurance to stay compliant with FedEx requirements? We deliver quick, reliable documentation when you need it most.
✔ Claims Support That Works
If an accident happens, our dedicated team walks you through every step—from documentation to resolution—to get you back on the road fast.
✔ Growth-Focused Guidance
As your delivery business grows, we’ll be right there to adjust your coverage, add vehicles or drivers, and keep your compliance rock-solid.
🚚 Ready to Protect Your FedEx Business?
The delivery business is fast-paced—and your insurance should keep up. With RISE Insurance, you get expert-backed, fully compliant coverage designed specifically for FedEx contractors.
Contact us today to review your current policy or request a custom quote tailored to your operation. 📞 423-541-1111
Or, save time and complete our online form here:
👉 Local Delivery Driver Application