BE WEATHER PREPARED

Preparing your home & vehicle for bad weather

Protecting Your Home Before the storm:

• Inspect roof for loose shingles or damage; repair as needed

• Install impact-resistant roofing materials if you’re in a hail-prone area

• Secure gutters and downspouts to prevent water damage

• Trim tree branches near your house to avoid falling limbs

• Move patio furniture and grills indoors or secure them

• Cover windows with strom shutters or plywood if hail is severe

• Use your smart phone to walk through and video the inside of the house. You’d be surprised how much you forget you own when asked to create a list after a total loss like a fire. To be really thorough take pictures of what is inside closets and drawers. It all adds up.

  • Update the video once a year.

  • This is good a good practice for storage units too

• Check homeowners’ insurance to be sure you have wind/hail coverage. Be sure you understand your deductible.

• Homeowners policies DO NOT typically cover flood damage.

Protecting Your Home During the Storm:

• Stay indoors and away from windows

• Close curtains or blinds to prevent glass injuries

• Monitor weather alerts via phone or radio

• Avoid using electrical appliances during lightning

Protecting your Vehicles Before the Storm:

• Park in a garage or carport if possible

• Use a hail car cover or thick blankets if parking outdoors

• Avoid parking under trees or power lines

• Keep your auto insurance current and review coverages. Falling objects would be considered a comprehensive claim

Protecting your Vehicles During the Storm:

• Do not drive unless absolutely necessary

• If driving, find shelter like a covered parking lot or underpass

• Angle the car so hail hits the windshield, which is stronger than side windows

Contact RISE for a complementary policy review: info@riseins.com or call 423-541-1111