Back-to-School Checklist for Parents of Teen Drivers: Don’t Forget This One Big Thing!

The smell of new notebooks, the sound of alarms going off earlier, and the whirlwind of organizing backpacks, sports schedules, and lunch plans — yep, it’s officially back-to-school season. 😅

If you're a parent, your to-do list probably looks something like this:

✅ School supplies?
✅ Class schedule printed?
✅ Sports physical done?
✅ Lunches packed?
✅ First day outfit picked out?

But before you finally sit down with your coffee and breathe…
Ask yourself one more question:

🚗 Did your teen get their license over the summer?

If so — congrats to them! But for you, that means it’s time to take care of one more very important task: updating your auto insurance policy.

Here’s what to check off:

✅ Add your teen to your policy.
Even if they don’t have their own car yet, they need to be listed as a driver if they’re using a family vehicle.

✅ Ask about good student discounts.
Many insurance companies offer a discount for teens who maintain good grades — usually a B average or higher. It’s a great way to reward their hard work and save a little money, too.

✅ Review your coverage limits.
Adding a teen driver can shift your risk, so it’s a good time to reassess your liability, collision, and comprehensive coverage. The cheapest policy might not offer the protection your family really needs.

🛡️ Because starting the school year with peace of mind is the smartest move of all.

Teen drivers mean big milestones — and big responsibility. The best thing you can do for yourself and your child is make sure they’re protected the moment they hit the road.