Workers’ Comp: Protect Them & You
Because one accident shouldn’t take down everything you’ve built.
Let’s start with a quick story.
Jake owns a small plumbing business. He’s got three guys working for him — good people, dependable, always on time. Business has been growing, and things are looking up.
Then one Monday, Jake gets the call.
One of his crew, Marcus, slipped off a step ladder while fixing a leak in a customer’s kitchen. Nothing life-threatening, thank goodness — but bad enough to send him to the ER with a fractured wrist. Now he’s out of work for a few weeks. Maybe more.
Marcus is stressed. Bills are piling up. Jake is stressed too — wondering how he's going to pay for the hospital visit and Marcus’s lost wages… and hoping there’s no lawsuit coming next.
But here’s the good news:
Jake had a Workers’ Compensation policy in place.
Here’s What Workers’ Comp Did for Jake (and Marcus):
✅ Covered Marcus’s ER visit and follow-up treatment
✅ Helped with his lost wages while he recovered
✅ Took care of the paperwork, so Jake didn’t have to panic
✅ Gave both of them peace of mind in a really tough moment
No fighting over bills. No scary legal letters. Just support — for both the employee and the business owner.
Why It Matters
You may not think it’ll happen to you — and hopefully, it never does.
But all it takes is one accident. One misstep, one strain, one freak moment — and suddenly everything’s upside down.
Workers’ Comp makes sure your team is protected if something goes wrong. And it protects you, too — from major costs, stress, and liability.
And Yes — It’s Usually Required
If you have employees, your state probably requires you to carry Workers’ Comp. But even if it’s not required yet, having it in place is a smart move. It shows your team you’ve got their back — and that matters more than ever.
Not Sure If You’re Covered?
That’s okay — that’s why we’re here.
At RISE Insurance, we help business owners like you figure out exactly what you need. No pressure. No confusing jargon. Just real conversations and real solutions. 📞 Let’s chat: 423-541-1111