Keeping Your Business Merry & Bright: Insurance Tips for a Safe Holiday Season

The holiday season is magical for businesses. Festive decorations, cheerful customers, and bustling sales make this time of year special—but it also brings extra risks. Protecting your business now ensures your holidays stay merry, bright, and stress-free.

1. Watch Your Property
Winter weather can create slippery sidewalks, icy parking lots, and water damage from snow or ice. Keep entrances clear, floors dry, and decorations safely installed. Commercial property insurance can help cover unexpected accidents—but prevention is always the first step.

2. Check Holiday Displays and Decorations
Lights, inflatables, and festive décor add charm but can create fire hazards or trip risks. Make sure electrical cords are safe, decorations are stable, and nothing blocks exits. Simple steps can prevent claims and keep both customers and employees safe.

3. Manage Seasonal Employees Carefully
Extra hands help handle the holiday rush, but more employees can increase liability risks. Proper training, clear safety procedures, and workers’ compensation coverage ensure everyone stays protected.

4. Protect Your Inventory
High-demand items, gifts, and seasonal stock are vulnerable to theft, water damage, or accidents. Commercial property and business interruption coverage help you recover quickly if something goes wrong.

5. Stay Mindful of Auto & Delivery Risks
If your business makes deliveries or transports products, winter roads can be dangerous. Check commercial auto policies, review coverage limits, and make sure drivers are prepared for icy or snowy conditions.

6. Enjoy the Season With Peace of Mind
A little planning, a few safety measures, and up-to-date insurance coverage mean you can focus on what matters most: delighting customers, celebrating your team, and enjoying the holiday season without worry.

Your business works hard all year—this holiday season, protect it with care so it can keep shining bright.

Talk to RISE: 📞 423-541-1111